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Why you don't need a big income to start a budget budgeting dave ramsey how to budget how to save money income Mar 03, 2021

Let's talk about a mindset obstacle that keeps people from reaching their financial goals. 

That is that you need a big income before you can start budgeting. Now, if you’ve said that to yourself, no judgment here.

We believed this lie for so long. I had actually started...

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How to Stop Keeping Up With the Joneses appreciation budgeting comparison trap dave ramsey frugal living gratitude keeping up with the joneses Feb 20, 2021

If you’ve ever watched the movie “Keeping up with the” with Demi Moore and David Duchovny, you know what a mess it turned out to be in the end. Without giving too much information away in case you haven’t seen it, they are a fake family that moves into a wealthy...

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How to Get Your Spouse on Board With Your Budgeting Plan budgeting dave ramsey financial peace university frugal living money fights spouse Feb 20, 2021

When I first heard about Dave Ramsey, I was so happy and so sure that just following him would be the end-all-be-all for me.

I was crazy gazelle intense about it.

I was talking about it all the time, I was listening to Dave Ramsey on my commute to and from work, and watching influencers on You...

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How to Stick With a Budget When Life Gets Hard budget dave ramsey frugality life gets hard life gets in the way overwhelm positive people simple living stay on course Feb 20, 2021

How to stay the course when life gets hard

 

MY STORY:

 

Example: Say your baby is learning how to walk and by some miracle, your baby can talk like a 5 year old. We’re just pretending. Stick with me. As your baby is learning how to walk, he complains that he keeps falling down...

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Feeling Overwhelmed Just By Hearing the Word Budget? Start Here. baby steps budget dave ramsey emergency fund frugal living overwhelm savings simple simplicity Feb 20, 2021

Let's talk about what to do when you feel overwhelmed by that dreaded B word – budget.

First of all, congratulations because you’ve made a decision to take back the reigns of your finances and control it instead of letting it control you.

Our world is filled with information...

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Saying No! The Hardest Part Of The Debt Free Journey debt free journey money mindset money struggles saying no Jan 20, 2021

One of the hardest things we had to learn on our debt-free journey was learning to say no. Before we started this journey, we said yes to practically everything and anything. We constantly went out to eat with friends, went shopping like every Friday was pay day, and didn’t think twice...

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A Guide To Realistic and Feasible Budgeting budgeting dave ramsey money mindset money struggles realistic budget Jan 05, 2021

When my husband and I first started budgeting, we were horrible at it. Our numbers were always unrealistic and impractical. We didn’t budget enough for groceries and there were numerous expenses that we forgot to account for. Going through Financial Peace University, Dave Ramsey that...

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5 Quick Ways to Save $1000 For a Starter Emergency Fund 1000 dollars baby step 1 emergency fund frugal living money struggles save money side hustles Oct 11, 2020

When my husband and I first started our debt-free journey through Financial Peace University, our first step was to save $1000 for an emergency fund. While it is true that $1000 may not be enough to cover a big expense, having a starter emergency fund relieves the stress of everyday life...

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How to Effectively Meal Plan During a Pandemic frugal living grocery meal planning save money Sep 13, 2020

This year has turned our world upside down. The stability that we so loved; gone. We need some sort of structure, now more than ever. One way that I love to implement structure in my life is through meal planning. I’m passionate about this because I absolutely love food, but it can be...

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8 Self-care Tips During the Pandemic coronavirus health pandemic self-care well-being Jun 02, 2020

Let’s face it. Our world has been turned upside down in the past few months. Most, if not all, of us are practicing social distance guidelines to stop the spread of the virus.

Practicing self-care is important to our physical and mental well-being more than ever before. We can get so caught...

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How To Be Productive At Home With One Simple Tip focus one important thing productivity simple tips time management May 15, 2020

We all live in challenging times that can be traumatizing in many ways. Most of us are spending the majority, if not all, of our time under shelter-in-place orders.

It is likely that you are trying to figure out how to best use your time right now while balancing work, children, and daily home...

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