Here's my story
I really had no idea where I'd end up, but I knew it had to be this way...
If someone were to give you a hundred dollar bill and give you two options - either spend the entire hundred dollars at Target or deposit the cash in the bank, which one would you choose?
I would choose Target...
I’ve been trying to save money my whole life.
After years of failed budgets, saving money in a cookie jar that never seemed to get full, and sacrificing my social life to pay off debt, I was just DONE. I was sick and tired of being sick and tired and needed something to change. We made a six figure income and had NOTHING to show for it at the end of the month.
After many trials and errors, we finally paid off $90,000 of debt in four years. The best part was that $41,000 of that debt was paid off in ONE year.
It took more than just motivation and determination. The real success was putting systems together that actually WORKED.
In the beginning I was juggling a job and trying to have a work/life balance.
The truth is that there is no such thing as a work/life balance. One area of life will always take precedence over the other. I believe a better term is work/life integration.
Two years into our debt-free journey, we found side hustles that allowed us to earn money AND have a social life. Not only did it motivate us to more so we could accelerate our debt-free date, but it also brought our family closer than ever.
I'm on a mission...
Budget Divas was born out of knowing that we need accountability, encouragement, and a safe space to talk about our finances so that we can achieve financial wealthness.
Financial success does not have to be complicated. At Budget Divas, we focus on the THREE pillars of financial success.
- Live on a sustainable budget It’s a great idea to create a budget. But the magic happens when you live on a sustainable budget that works for you. It doesn’t have to be a “rice and beans” diet.
- Decrease your expenses You don’t need to stop your morning latte addiction. But cutting out the extras that are meaningless purchases will create margin in your budget. BONUS TIP: Start with your grocery budget. How much food are you throwing away each month?
- Increase your income Whether you have one job or many jobs, being strategic to increase your income will help you pay off debt faster and your ability to build wealth to save and invest for the future.
USED TO BE:
a Target junkie
CAN'T LIVE WITHOUT:
to RV around the country
Budget Divas Podcast
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